Tune in for a 2022 mid-year review with Dr. Efi Pylarinou on the recent developments in fintech. Efi is an independent fintech and blockchain thought leader, author, and global influencer. We discuss the latest innovations in finance around the globe, covering topics on the SWIFT system, regional financial innovations, financial inclusion, blockchain, and decentralized finance. Efi has been named one of the top influencers in the finance sector, and is the No.1 woman influencer by Refinitiv Global Social Media. She is the founder of Efi Pylarinou Advisory. Sectors in this episode: 00:04 Intro 01:32 How do the US and Europe approach innovation? 07:33 How can different regions learn from each other? 09:18 Davos 2022: updates to the fintech industry 13:13 What is SWIFT? 14:47 Why, despite obvious limitations, has SWIFT dominated in the past 50 years? 20:20 How can we resolve imbalanced capital allocation and internet access? 22:03 How can innovations make the economy more equal for people? 27:17 What has led people toward innovations like the "Buy Now, Pay Later" model? 34:06 How should one analyze current developments in DeFi and blockchain? 41:38 Outro