6 days ago • Daniel Braun

❗️ LIMITED EDITION DELTA CARDS ARE BACK ❗️


American Express and Delta just re-launched their limited edition Delta SkyMiles Reserve and Delta SkyMiles Reserve Business cards, made from 33% metal from a retired Boeing 747 aircraft.


Pretty cool concept which was incredibly popular when they launched a similar black card design in 2022. That limited edition card was gone very quickly due to limited supplies, and this one is also available in limited supplies (but it looks like they're producing more this time around due to the demand).


You should be able to swap out your current Delta SkyMiles Reserve or Delta SkyMiles Reserve Business card for this version if you're already a cardholder by contacting American Express customer service. Let me know in the comments if you're able to do that.


Or if you're looking to get one of these cards as a new cardholder, then you can check them out at the links below:

💳 Delta SkyMiles Reserve:  https://danielbraun.me/Delta-Reserve  
💳 Delta SkyMiles Reserve Business:  https://danielbraun.me/Delta-Reserve-Business  


(Images of the new card design may take time to update, but clicking through those links should eventually show the new design option that you can choose.) 

1 month ago • Daniel Braun

New camera, new studio, new upload…

TOMORROW at 6:00pm EST 

1 month ago • Daniel Braun

❗️ NEW CARD ALERT ❗️

Wells Fargo Autograph Journey

Wells Fargo has officially announced their new Autograph Journey card this morning. More information will be available as this card launches, so I will do a full review video to share my final thoughts. The card will be available in select Wells Fargo branches beginning on March 9. It will be available nationwide online and in-branch beginning March 20. Here's a summary of what to know about this travel credit card:


💳 DETAILS:
- $95 Annual Fee 💰
- $50 Annual Statement Credit for Airline Purchases ✈️
- 60,000 Point Welcome Offer After Spending $4,000 in First 3 Months ⭐️
- 5X Points on Hotels 🏨
- 4X Points on Airlines ✈️
- 3X Points on Other Travel and Dining 🚕 🍔
- 1X Points on Other Purchases 🛒
- Points Transfer Feature ✅
- No Foreign Transaction Fees 🌎


✅ TRANSFER PARTNERS:
- Air France/KLM Flying Blue (1:1)
- Avianca LifeMiles (1:1)
- British Airways Executive Club (1:1)
- AerLingus AerClub (1:1)
- Iberia Plus (1:1)
- Choice Privileges (1:2)
- More to Come (no further info yet)
- Travel Rewards Program is Launching April 4


🤔 MY INITIAL THOUGHTS:
- This is definitely an interesting addition to the travel credit card market. The point multipliers are clearly aimed at people who are spending a lot on travel and dining. The welcome offer of 60,000 points should be worth $600 at a minimum, but closer to at least $1,200 when redeemed strategically with transfer partners.
- Right now the list of available transfer partners is a good start - lots of value with Flying Blue, and plenty of options within OneWorld Alliance. Avianca is also great for booking United award flights. Choice Hotels are not a partner that I value very highly personally, so I'm hoping that we eventually see either Hyatt or Marriott added in the near future. More transfer partners are going to be added, according to what Wells Fargo is saying in articles.
- According to an article I read from CNBC ( https://www.cnbc.com/select/wells-fargo-new-rewards-program/ ) the no annual fee Wells Fargo Autograph card will also have access to the same transfer partners when this Wells Fargo Travel Rewards Program launches on April 4. Certain cash back Wells Fargo credit cards like the no annual fee Active Cash card will also be able to convert cash back into points, as long as the cardholder also has one of these points-earning Autograph cards. Will this lead to a true "Wells Fargo Trifecta" that will be worth pursuing?
- This $95 per year Wells Fargo Autograph Journey card will look to compete directly with similar cards like the Chase Sapphire Preferred and Citi Premier. All of these should be good mid-tier travel cards, but time will tell if this new Wells Fargo card is good enough. So far, I like what I see from Wells Fargo to compete with other issuers in the credit card market. Competition is good and generally benefits consumers as these credit card companies fight for new business.


❓What are your thoughts? Let the community know in the comment section below! 

2 months ago • Daniel Braun

❗️❗️ CARDPOINTERS - HUGE SALE ❗️❗️

⭐️ 50% off until the end of this week with this link:  https://danielbraun.me/CardPointers  

CardPointers is one of my favorite apps for doing things like tracking my credit cards and automatically adding offers. They're celebrating their 5th Birthday by having a 50% off sale for their paid version, CardPointers+ so if you've wanted to try it out then now is the best time to do that! 


📅 ANNUAL PLAN
- Normal Price: $60 ❌
- Sale Price: $30 ✅

♾️ LIFETIME PLAN
- Normal Price: $200 ❌
- Sale Price: $100 ✅


📱 CARDPOINTERS+ FEATURES
- Track all of your cards
- Automatically add Chase, Amex, BoA, and Citi offers
- Location-based recommendations for which card to use
- Track Chase 5/24 status
- Reminders about annual fees and offers
- Much More! 

4 months ago • Daniel Braun

Which Credit Card Trifecta (or Duo) Setup is The Best?

Check out my full comparison of the best credit card setups from each issuer in this video here:  https://youtu.be/ZB25QKI28nc 

Chase

American Express

Capital One

Citi

11K votes

4 months ago • Daniel Braun

Which US airline do you fly with the most?

If you want to learn how to use points and miles to save money when flying with US airlines like Delta, American, and United then check out this video that shows how:  https://youtu.be/uIY268QxEGE 

Delta

American

United

Other Airline

9.9K votes

4 months ago • Daniel Braun

Do you budget every month?

Personally I love to budget, so I created a free budgeting template that you can learn how to use and download in this video:  https://youtu.be/_JBxP_oz2kQ 

Yes, I Budget

No, I Do Not Budget

4.6K votes

4 months ago • Daniel Braun

Which Chase credit card is better: the Sapphire Preferred or Sapphire Reserve?

Hear my thoughts in this video:  https://youtu.be/X0En7w3CGU0 

Chase Sapphire Preferred

Chase Sapphire Reserve

5.7K votes

6 months ago (edited) • Daniel Braun

💳 Are you getting max value out of your credit cards, or are you leaving money on the table?

Check out this recent video I made if you want to learn about some Credit Card Tricks That ACTUALLY Work! 

7 EASY Credit Card Tricks That ACTUALLY Work

Daniel Braun

7 months ago • 35,749 views

6 months ago • Daniel Braun

Go check out another podcast that I was just on while at FinCon in New Orleans earlier this month! This is the second time I was invited as a guest on  @andyandfriends  and in this one I got to chat with Andy and Kolin ( @YourFriendAndy  &  @DecadeInvestor  ) about building wealth in your 20s. We got to talk about some other fun stuff as well related to our own financial journeys, so definitely give it a watch and let me know what you think! 

Playbook For Being Worth Over $250K by Age 25 - @DecadeInvestor @Daniel_Braun

Andy and Friends Podcast

6 months ago • 1,817 views