Go to our partner https://mintmobile.com/underthemedian (affiliate link) to get premium wireless for as low as $15 a month - sign up before July 14th to get 50% OFF the Unlimited Plan. Limited time offer. Limited time offer. New activation and upfront payment for 3 mo. service required.Taxes & fees extra. Unlimited plans using greater than 40GB/mo. will experience lower speeds with video streams at ~480p. Restrictions apply. See terms here. AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. When it comes to money – being average is NOT necessarily a good thing. That's why frugal people refuse to be average with their money. We sometimes believe that being debt free, knowing how to save money, being frugal just drops out of the sky and lands on some lucky people. But, that’s not true. In this video, we’ll reveal exactly what we do, the top ways that we consistently spend far less than average, and how you can do it, too. //WATCH MORE FRUGALITY VIDEOS: ○ How to Create Your Budget in Under 30 Minutes: https://www.youtube.com/watch?v=l19gcfAOl-o ○ How to Avoid Paycheck to Paycheck Living in 2023: https://www.youtube.com/watch?v=uhyfpayLmoM ○ How Frugal People Continue to Pay Less as Prices Go Up: https://www.youtube.com/watch?v=QlyLMZr_GnA 00:00 - Introduction 01:00 - How the Average American consumer manages their money 04:00 - Frugal people recognize destructive spending patterns 04:30 - Track your income and expenses 05:43 - Make sure your spending plan is prioritized 07:00 - How frugal people put limits on their spending 08:15 - Why frugal people don't buy into fads 10:35 - Don't allow peers to pressure you to spend money 11:45 - Keep a written list of goals 14:07 - How to adopt frugal flexibility 17:00 - Frugal people have frugal friends 19:23 - Frugal people don't follow the path of least resistance 22:23 - Create money challenges for yourself 23:23 - Figure out the ROI on purchases 24:41 - Frugal people are conscious spenders 25:40 - Frugal people do the math //TOOLS AND SERVICES WE RECOMMEND: AFFILIATE DISCLOSURE: Links included in this description may be affiliate links. We participate in the Amazon affiliate program and several other affiliate programs, as well. If you purchase a product or service with the links that we provide we may receive a small commission. There is no additional charge to you. ○ Graphic Artist: Our Logo design is by: Sarah Hallam, graphic artist:, contact her at: polaroidsandpens@gmail.com. ○ Mailerlite - https://www.mailerlite.com/invite/53867ca569af5 DISCOUNT, COUPON, AND BROWSER EXTENSIONS WE RECOMMEND: ○ Honey: (Coupon Browser Extension) :https://www.joinhoney.com/ref/m7n46co ○ Rakuten: (Cash Back!) https://www.rakuten.com/r/HOPEWA158?eeid=28187 ○ Fetch: (Upload Receipt to Earn Gift Cards): USE MY REFERRAL CODE: 3FUV4U at https://www.fetchrewards.com/ //TIP JAR: Want to send us a special "Thank You" for our content? Here's our PayPal email address: underthemedian@gmail.com // FREE RESOURCE Learn how we slashed our budget dramatically in this FREE eBook, "Ten Ways to Radically Reduce Your Expenses": https://www.subscribepage.com/radically-reduce-expenses //SHOP OUR E-BOOKS: https://underthemedian.com/shop //COME SAY HI! Our website: https://underthemedian.com/ Facebook: https://www.facebook.com/underthemedian/ Instagram:https://www.instagram.com/underthemedian/ //ABOUT: We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media. Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel. //CONTACT: For all inquiries, please use this email: hope@underthemedian.com