Everyone's heard of a credit score, but what goes into your personal number may surprise you. Featuring: Kal Penn, Beth Stelling, Kevin Barnett MASHABLE ON YOUTUBE Subscribe to Mashable: http://on.mash.to/subscribe Playlist for 'Financed Explained with Kal Penn':    • Finance Explained with Kal Penn   MASHABLE ACROSS THE WEB Mashable.com: http://on.mash.to/1hCcRpl Facebook: http://on.mash.to/1KkCTIP Twitter: http://on.mash.to/1Udp1kz Tumblr: http://on.mash.to/1NBBijY Instagram: http://on.mash.to/1U6D40z Google+: http://on.mash.to/1i27L5R Mashable is a leading global media company that informs, inspires and entertains the digital generation.